Yeah the mismanagement is a huge issue for me right now. I have a couple people owe me $$ and when I said "send me a check" they were telling me to get with the times and use a cash app. So let me get this straight. You want me to connect my bank routing and account numbers to another 3rd party most of which lately have a terrible time protecting consumer data so that a some possible point I wake up some morning and find my accounts emptied... yeah no.
Jeez, I'm 49 & have not written a check in years. I pay my bills electronically 100% now. And when someone owes me money, the first thing I ask is if they have a Zelle account.
So far no one has emptied my account, & when there has been some shenannigans, Bank of American nixed that nonsense.
As far as the question asked, it depends. Buying physical media for things I am sure to watch over & over again, yes, absolutely. Or for things that are hard to get (or stream) otherwise. Like, FREX, I have the entire Space Battleship Yamato series, almost up to date, on DVD. I'll watch that years from now.
But for 90% of the entertainment I consume, streaming is far more efficient, immediate, & practical. Some programs or movies I watch, I will probably never watch again. Or if I do, it will be once more & done. FREX, the entire Arrowverse series of shows I watched via streaming; I'll never watch them again, likely.
Same for books, even if I prefer reading physically. Most books I will never read again, so buying hard copies, does it really make sense? other than to impress visitors with some sort of intellectual superiority of a personal library? The exception, of course, are history books (I have a degree in History). Those I find I go back to time & again; I am currently making efforts to rebuild my history library (Starting with
The Crusades: A Short History by Riley-Smith)
A lot of this came into focus when I was living in Ecuador. Getting DVDs of anything was impossible; NO STORE CARRIED DVDs. There was a DVD rental place in the city (Manta), but I never once set foot in there. If people had DVD players, it was incidental, because they had PLaystations or something like that. So streaming wasn't just an option, it was the ONLY way I could consume media in English while living there. Same for books (the local bookstore, ironically called Mr Books -- not Sr Libros, but in English -- carried a pitifully small English section). If I wanted to read physical SF or history in Spanish, good luck; there were plenty of biographies about Che Guevara, but not much on medieval Spanish seigneurity, as an example. So buying ebooks from Amazon was really the only option (ironically as well, the 2 books I have about the Cenepa war in Spanish are from Amazon on my Kindle).
This experience made me question why I should buy what is essentially "disposable" entertainment as a physical media; all it will do is take up space. So, if I must buy physical media, it is because either I cannot get it any other way, or it is something I consider worth preserving.
Damon.