That knife & wax tip is the best cheap-arse trick I've been given, works much better then what I've been advised as of now for that kind of means. Many thanks all and Blake bless the BT community.
Testing it, it gives a much better cut then other tricks of the same kind, can make ok slopes , can make clear longitudinal cuts to get the "level 1" kind of height for a hill...
Will probably get a foam cutting pen nonetheless, it's been well recommended elsewhere and at 20 canadian bucks it's whithin my budget. As neat as the knife & wax trick is, making smallish hills for 15mm miniatures to have partial cover seems a bit too much to ask, my test piece wasn't liking it much.