I can't remember if I asked about this before but I saw this in my latest game
Weapons fire for Havoc HVC-P6 (Marc)
ER Medium Laser at Bandit (C) Hovercraft Prime (Princess); needs 2, rolls 5 : hits (using Right Side table) RS
Bandit (C) Hovercraft Prime (Princess) takes 5 damage to RS.
The passenger, Gnome Battle Armor (Standard) #8 (Princess), gets in the way.
Gnome Battle Armor (Standard) #8 (Princess) takes 5 damage to Trooper 1.
9 Armor remaining.
40 Armor remaining.
Chance for motive system damage. Roll is 13; (w/ +5 bonus)
Major damage, vehicle immobile.
The passenger blocks the shot, and the hover takes no damage. However it still takes a motive crit and is immobilized.
While I guess such a thing could happen, it seems rather unlikely.