Construction-wise, in terms of tonnage left for weapons, armor, and miscellaneous gear after accounting for unavoidables (like engine, gyro, internal structure etc.) the best weights for the 5/8 speed bracket are 60 tons if you're not planning to jump and 55 if you do, assuming all-intro level tech. (You'll notice that that is exactly where the Dragon and the "trio" are, respectively.) So in that sense there's little practical reason to build a 40-45-ton design moving at the same rate -- you'd probably save a bunch of C-bills, but with internal structure, maximum possible armor protection, and possible warload all not insignificantly reduced from what you could have had in and on a heavier frame capable of going the exact same speed you'd also only get what you paid for.
Of course, that's the out-of-universe side of the argument. In-universe, if the biggest fusion engine you can readily have built and shipped to your 'Mech factory is about a 225-rated one, you might as well stick it on a 45-ton BattleMech (possibly in preference to the more expensive 75-ton frames that you could also mount it on after suitable modification but which it would only propel up to 3/5) and call it a day, at least until the situation improves.
We've also drifted a bit away from the AC/5, haven't we? :)